Afterpay

Afterpay enables you to pay for your online order in four simple instalments every 2 weeks without the hassle of credit checks or filling out forms. You receive your order immediately & there’s no interest to pay!

How does it work?

Shop online at Little Ink Empire like you usually would and select Afterpay as your payment method at checkout. You will be redirected to the Afterpay site where you can register or log in to complete your purchase. We will ship your order out as soon as you complete the purchase as per our normal shipping times.

How do I set up an Afterpay account?

Step one: Add your items to your shopping cart.

Step two: Select Afterpay as your payment method at the checkout.

Step three: You’ll be redirected to Afterpay to login or create your account.

Step four: Your payment schedule will be displayed.

Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.

Are there any fees for using Afterpay?

Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.

How this works:

• For orders under $40: A one-time late fee of up to 25% of the order total applies
• For orders of $40 or more: A $10 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 late fee applies . This is the same for all late payments until the 25% cap or $68 amount is reached. To remain within the cap, we may charge partial amounts of the $10 and $7 fees.
• You can check your General Terms for other late fees caps that may apply.
• Afterpay is committed to doing everything they can to help you not miss a payment, including sending you payment reminders and offering options to reschedule upcoming payment dates.
• Afterpay is designed to be completely different to traditional credit products that charge interest, so that customers are never in a situation of high compounding interest and revolving debt.

Is Afterpay safe to use?

Afterpay has been built with a range of security features and services to help keep your accounts secure, including monitoring transactions to identify fraudulent trends and behaviours, multi-factor authentication, and encryption to protect your information. 

Where can I find out more about Afterpay?

If you would like more information on Afterpay terms & conditions, visit the website at: www.afterpay.com.au